Your listing is in a fire zone. Here's how to disclose it right — and keep the deal alive.
Comprehensive fire hazard analysis for properties in Very High, High, and Moderate Fire Hazard Severity Zones.
WHAT'S INCLUDED
Everything a fire-zone listing needs
FHSZ Classification
SRA vs LRA, current severity level (Moderate / High / Very High), and the specific Cal Fire map version used for the determination — cited on every report.
PRC 4291 Defensible Space
Zone 0 (0–5 ft ember-resistant), Zone 1 (5–30 ft lean/clean/green), and Zone 2 (30–100 ft reduced fuel) requirements the property owner must maintain.
AB 38 & Insurance Context
AB 38 fire-hardening disclosure for pre-2010 homes in SRAs, plus an insurance-market snapshot covering admitted, non-admitted, and FAIR Plan availability.
CHECK YOUR LISTING
Is your property in a fire hazard severity zone?
Enter the address below to see which government-mapped hazard zones affect the property — free, no account required.
FREE · NO ACCOUNT REQUIRED
Is your property in a hazard zone?
Enter any California address and see the mapped state and federal hazard zones instantly — flood, fire, fault, seismic, and dam inundation. Free, instant, straight from government GIS.
Step 1 of 2 — Property address
No account required · Results in seconds
What you'll get
- Instant hazard-zone summary for the property
- AI empowered plain-English explanation summary
- Option to order the full statutory NHD report
Your information is only used to deliver your hazard summary and report options.
AI-POWERED WILDFIRE ANALYSIS
Give the buyer's insurance broker exactly what they need — the first time
In California's wildland-urban interface, insurance readiness is the #1 advantage. Every wildfire report ships with a Verity AI℠ executive summary framed for wildfire risk, insurance, and construction context — giving the buyer's insurance broker exactly what they need to price the risk accurately the first time.
Every determination is cited to the exact Cal Fire map version used — so agents can list fire-zone properties with complete confidence in the disclosure package.
Pricing & Coverage
Transparent Pricing. Comprehensive Coverage.
View pricing and coverage samples.
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eSignature included with every report — one-click signature routing to all parties, no DocuSign℠, no marking-up, no per-envelope fees.
FREQUENTLY ASKED QUESTIONS
When is a wildfire disclosure report needed?
Any time a property sits inside a Very High Fire Hazard Severity Zone (VHFHSZ), a High FHSZ, or a State Responsibility Area (SRA). The wildfire report is also strongly recommended for any listing where the buyer is likely to hit insurance friction — which today includes most of the Wildland-Urban Interface.
Is this different from the standard NHD report?
Yes. The wildfire report includes the full standard NHD plus an 8-page wildfire deep-dive: FHSZ classification and severity, PRC 4291 defensible space zones (Zone 0/1/2), AB 38 fire-hardening disclosure, an insurance-market summary for the parcel, and a Verity AI℠ wildfire analysis.
What about AB 38?
AB 38 requires sellers of pre-2010 homes in high or very high fire zones to disclose which fire-hardening features the home does and does not have — attic vents, deck materials, siding, roof cover, and defensible space compliance. The wildfire report generates the AB 38 disclosure page as part of the deliverable.
Can I get just the fire data without the full NHD?
No. The wildfire report includes the full statutory NHD — it isn't a substitute for it. The wildfire deep-dive sits on top of the standard statutory determinations (11 in all), not in place of it.
How current are the fire zone maps?
The report uses the current Cal Fire Fire Hazard Severity Zone maps, which were substantially updated in 2024–2025. Cal Fire republishes SRA and LRA maps on a rolling basis; each report cites the exact map version used for the determination.
Learn more
AB 38: Fire Hardening & Defensible Space
Defensible space zones, fire-hardening building standards, and seller obligations under California's wildfire disclosure law.
California Fire Hazard Severity Zones
How FHSZ classifications work and what they mean for California homeowners.
Listing a VHFHSZ Property
The disclosure and insurance playbook for selling a home in a Very High Fire Hazard Severity Zone.
Don't let the fire zone kill the deal. Disclose it right the first time.
Get FHSZ classification, defensible space guidance, AB 38 disclosure, and insurance context in one deliverable.
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