Compare California NHD Report Providers
Agents deserve transparency when choosing a natural hazard disclosure vendor. Every provider below serves California transactions and produces a compliant report — they differ in how fast the report arrives, how much it screens, whether signing and a plain-English summary are included, and whether the price is published at all. Here is the honest side-by-side.
All five providers, feature by feature
| Feature | Verity NHD | First American NHD | MyNHD | Disclosure Source | SnapNHD |
|---|---|---|---|---|---|
| Turnaround time | Minutes | 3–5 business days (typical) | Hours to 1 business day | Same day to 1 business day | Fast (marketed) |
| Hazard determinations | 16+ (11 statutory + 5 environmental) | Standard statutory | Standard statutory | Standard statutory | Standard statutory |
| AI compliance summary | Yes — Verity AI℠ | Not advertised | Not advertised | Not advertised | Not advertised |
| Integrated eSign | Yes — ValidaSign℠, included | Not advertised | Not advertised | Some capability | Not advertised |
| Bilingual (English + Spanish) | Yes | English only | English only | English only | English only |
| E&O insurance | Yes — E&O + Cyber, $1M/$2M | Not published | Not published | Not published | Not published |
| Report tiers available | 13 tiers | Standard products | Core products | Disclosure packages | Limited range |
| Pricing transparency | Yes — published pricing | Limited | Varies | Varies | Varies |
Competitor entries reflect publicly advertised features as of 2026. Where a provider does not publish a feature, the table says “Not advertised” or “Limited” rather than claiming the feature is absent.
Read the individual comparisons
Verity NHD vs First American NHD
The legacy national provider, widely used through title company relationships. Compare turnaround, technology, and coverage.
See the comparisonVerity NHD vs MyNHD
An established online-first provider with a strong search presence. Compare technology, coverage, and included features.
See the comparisonVerity NHD vs Disclosure Source
A California-focused online disclosure provider with some signing capability. Compare depth of coverage and report technology.
See the comparisonVerity NHD vs SnapNHD
A newer entrant that markets speed. Compare what is inside the report once speed is off the table.
See the comparisonRelated reading
- What is a Natural Hazard Disclosure report? — the zones every provider must determine.
- How much does an NHD report cost? — industry price ranges and fees to watch for.
- Who pays for the NHD report? — negotiable, and usually the seller.
- California real estate disclosure requirements — where the NHD fits in the full packet.
Ready to try Verity NHD?
Order in about a minute and the report is generated in minutes — with the Verity AI℠ compliance summary, English and Spanish delivery, and ValidaSign℠ signing included.