Capitol TC
About Roxanne Quane
Roxanne Quane is an independent transaction coordinator with Capitol TC working with California agents and brokers in Folsom. A transaction coordinator keeps a deal on track from acceptance to close: opening escrow, tracking contingency and disclosure deadlines, chasing signatures, and making sure every required document — including the Natural Hazard Disclosure — is in the file on time.
Sacramento County's dominant NHD exposure is flood risk — much of the county sits behind levees in the Sacramento and American River flood basins — with far lower wildfire and fault-zone exposure than the coastal and foothill counties. See how earthquake fault zones affect disclosure. Mello-Roos is widespread in Sacramento County's newer suburban growth areas (Elk Grove, Natomas, Rancho Cordova), where most recent subdivisions carry a special tax.
Verity NHD gives coordinators a fast way to order California NHD reports for their clients: bill it to escrow, pay by card, or send the seller a pay link, with eSign included on every report. See our Sacramento County hazard and property tax guide. More at our transaction coordinator page.
Common questions in Folsom
- What's the biggest natural hazard disclosure concern in Sacramento County?
- Sacramento County's dominant NHD exposure is flood risk — much of the county sits behind levees in the Sacramento and American River flood basins — with far lower wildfire and fault-zone exposure than the coastal and foothill counties. That's the kind of county-level context the statutory NHD report is built to surface for buyers.
- Where does the Natural Hazard Disclosure fit in a TC's timeline?
- Most transaction coordinators order it in the first few days after opening escrow, since the seller's hazard disclosures have to reach the buyer before contingencies can be removed.
- Can a transaction coordinator bill the NHD report to escrow?
- Yes — ordering through Verity NHD lets a coordinator bill the report directly to the escrow file, charge a card, or send the seller a pay link, without carrying the cost themselves.
- What slows down disclosure packages the most?
- Missing or late natural hazard disclosures are one of the most common holdups coordinators run into near contingency deadlines — ordering the NHD report on day one avoids that.