TC-360
About Andy Kersey
Andy Kersey is an independent transaction coordinator with TC-360 working with California agents and brokers in San Diego. A transaction coordinator keeps a deal on track from acceptance to close: opening escrow, tracking contingency and disclosure deadlines, chasing signatures, and making sure every required document — including the Natural Hazard Disclosure — is in the file on time.
San Diego County combines Very High Fire Hazard Severity Zones through the inland back-country (Ramona, Alpine, Julian) with liquefaction and tsunami exposure along the coast, and several active fault traces — the Rose Canyon fault runs directly under downtown. See how fire hazard severity zones affect disclosure. Mello-Roos districts are widespread in San Diego's newer master-planned areas — San Marcos, Otay Ranch, Rancho Bernardo — and much less common in the older coastal core.
Verity NHD gives coordinators a fast way to order California NHD reports for their clients: bill it to escrow, pay by card, or send the seller a pay link, with eSign included on every report. See our San Diego County hazard and property tax guide. More at our transaction coordinator page.
Common questions in San Diego
- What's the biggest natural hazard disclosure concern in San Diego County?
- San Diego County combines Very High Fire Hazard Severity Zones through the inland back-country (Ramona, Alpine, Julian) with liquefaction and tsunami exposure along the coast, and several active fault traces — the Rose Canyon fault runs directly under downtown. That's the kind of county-level context the statutory NHD report is built to surface for buyers.
- Where does the Natural Hazard Disclosure fit in a TC's timeline?
- Most transaction coordinators order it in the first few days after opening escrow, since the seller's hazard disclosures have to reach the buyer before contingencies can be removed.
- Can a transaction coordinator bill the NHD report to escrow?
- Yes — ordering through Verity NHD lets a coordinator bill the report directly to the escrow file, charge a card, or send the seller a pay link, without carrying the cost themselves.
- What slows down disclosure packages the most?
- Missing or late natural hazard disclosures are one of the most common holdups coordinators run into near contingency deadlines — ordering the NHD report on day one avoids that.